Headed for the future and the future is ...

William Black, a professor at the University of Missouri-Kansas City School of Law, says taxpayers are the big losers in the CIT bankruptcy.

Black believes the problem stems from regulators' fears that if the banks recognize a loss on the bad assets it will create a domino effect that will wipe out the entire financial system.

"If that's true we've got to get rid of capitalism," he warns, "because if we can't recognize losses in a capitalist system we have no future."

His UMKC bio leads one to believe Mr. Black knows banking.